Reference Center

Fair Credit Reporting Act (FCRA) Compliance

CEO Information Solutions, Inc. is fully committed to compliance with all local, state, and federal laws governing the acquisition and dissemination of information.

As an employer, you may use consumer reports when you hire new employees and when you evaluate employees for promotion, reassignment and retention – as long as you comply with the Fair Credit Reporting Act (FCRA). Sections 604, 606, and 615 of the FCRA spell out your responsibilities when using consumer reports for employment purposes.

The Fair Credit Reporting Act (FCRA) is designed primarily to protect the privacy of the consumer report information and to guarantee that the information supplied by the consumer reporting agencies is as accurate as possible. This includes ensuring that (1) the individuals are aware that a consumer report may be used for employment purposes and agree to such use, and (2) that the individuals are notified promptly if information in a consumer report may result in a negative employment decision.

For your convenience, we have included the following links to the Federal Trade Commissions website to view all topics related to the FCRA, as well as an industry specific document titled “Employer Facts”, which will help you to understand your obligations under this law.

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